How long should you keep your papers and documents in France?

home and office organiser

Despite technology leaps, worries about deforestation, and the space it takes in your home or office, business and every day activities in France still generate an enormous stack of papers and documents!

This list is by no means exhaustive, but the rule is: if in any doubt, keep it.

Why not print this article and keep it visible in the front of your files? That way, you’ll remember to have an annual clear-out.

WHILE GUARANTEE IS VALID AND BEYOND

  •   Bank statements and pay-in slips
  •  Car purchase papers
  •  House and vehicle insurance contracts
  •  Invoices and receipts for repairs or services
  •  Receipts for work or repairs to property
  •  Invoices for household goods with guarantee
  •  Estate agents’ fees and commissions
  •  Insurance compensation claims (longer for medical compensation)

1 YEAR

  •  Loan repayments (30 yrs from final payment)
  •  Phone bills
  •  Car repairs
  •  Chimney sweeping certificate (needed for fire insurance)
  •  Construction and building work
  •  Local taxes (foncières and habitation)

2 YEARS

  • Medical records
  • Xrays
  • Water bills

4 YEARS

  • Divorce papers proof of payment of taxes
  • Passports and identity documents income Tax returns
  •  House and property deeds tax rebates
  •  Salary, pay and social security payments slips (at least until you retire) 3 YEARS
  •  Life insurance policies television licence
  •  Inheritance documents

5 YEARS

  • Wills and testaments rent receipts and contracts
  • Birth and marriage, death certificates (not just your own – parent’s certificates too) electricity and gas bils
  • Diplomas and qualifications life insurance premiums
  • Military service papers

10 YEARS

  • Cheques to pay in (maximum before paying in)
  • Mortgage papers (10 yrs after final payment)

30 YEARS

  • Insurance cancellation papers
  • Employment contracts (until you retire) insurance premiums other than life insurance
  • Cheque stubs doctors’, dentists’, and chemists’ bills
  •  All pension papers, medical prescriptions
  •  Receipts for payment of: motoring fines
  •  Hospital bills, social security payments
  • Notaire fees

 

The information in this article is provided for informational purposes and does not constitute legal, professional or financial advice. For the French government’s official document go to (in French):   https://www.service-public.fr/particuliers/vosdroits/F19134

2 thoughts on “How long should you keep your papers and documents in France?

Leave a Reply

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.